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What's New on California Current
Is Now the Perfect Time to Refinance Your Mortgage? 01/06/2009
As the Fed begins purchasing mortgage backed securities per their recent $500 billion announcement, many homeowners are simply wondering if now is the perfect time to refinance. But one problem many homeowners are facing isn't the issue of refinancing itself, but more so the issue if rates will dip even further. While expectations keep dangling the hopes of a 4.5 percent interest rate, homeowners shouldn't neglect the savings they might be able to obtain today.
How To Choose Between a Home Equity Loan or a Refinance in This Current Market 01/04/2009
Historically low interest rates have caused homeowners to see mortgage lenders offering rates below five percent. In combination with the recent Fed rate cut, the decision between a refinance and home equity loan has become more difficult for some. While interest rates will change over time, the rules and guidelines for choosing these types of mortgage will remain the same. If you've been waiting to take advantage of these low rates, check out this post to help you make that decision.
Three Ways To Protect Your Credit When Mortgage Shopping 12/25/2008
As mortgage rates continue to fall, mortgage application activity continues to rise throughout the nation. But while shopping for your mortgage is the right idea, there are a few things every consumer needs to keep in mind to protect their credit. Here are three tips to help you keep your credit in tact while you shop for your mortgage and try to take advantage of these historically low rates.
Three Things to Consider Before Refinancing 12/22/2008
As mortgage rates continue to drop in California, many homeowners have been rethinking their existing mortgages and considered refinancing. While low rates may be music to homeowner's ears, there are a few key considerations to remember before refinancing. Especially as the holiday season nears, here are three reminders for homeowners considering a refinance.
California Mortgage Rate Weekly News Roundup 12/19/2008
Stay up to date with the mortgage market in California with this weekly roundup of current events. Due to recent Fed activity, mortgage rates across the nation have been dropping considerably, and are still expected to improve. Homeowners looking to refinance have found this as a great opportunity to cut their monthly spending considerably. Recent reports also found that struggling homeowners sometimes only stall the default process.
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How To Choose Between a Home Equity Loan or a Refinance in This Current Market
Three Ways To Protect Your Credit When Mortgage Shopping
Three Things to Consider Before Refinancing
California Mortgage Rate Weekly News Roundup
Latest California Mortgage Statistics: Fraud and Delinquencies Increase as Home Prices Decrease
Yes It’s True, You Can Still Qualify for Mortgages In California
Know The Rules Before You Try And Play The Mortgage Modification Game
What Californians Can Expect From Governors Housing Proposal Plan
How California’s Mortgages Can Affect Your Life Outside of Home
Assembly Urges Schwarzenegger to Address Mortgage Reform In California
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How Did The Historical Fed Rate Cut Affect Your Mortgage?
Say It Ain’t So - Are Prime Borrowers Not Immune To The Housing Crisis?
Two Largest Home Insurers In California Will Soon Increase Premiums
3 Mortgage Trends To Look For In California
Max Your HELOC and Stash the Cash – Is this Dangerous Advice?
California Mortgage Rate Weekend Roundup
Peak Time Home Purchases In California Struggle For Help
California Counties Receive Their Slice of $529 Million Pie
What Does Today’s Fed Rate Cut Mean for Mortgage Rates
California Bailout Spreads Beyond Housing and Mortgage Sectors
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Is Now the Perfect Time to Refinance Your Mortgage?
Mortgage Rates Continue To Drop, Individuals Still On The Sidelines
Mortgage Tip - Keep An Eye On Unemployment Trends Around Your Home
Pending Home Sales Decline, Analysts Interpret Data as Semi-Stable
Could Lower Mortgage Rates Be In the Future For California’s Homeowners?
Is Housing Really More Affordable in California? Or Are We Just Too Familiar With Prices From The “Bubble” Years?
California Mortgage Rate Market Update
Mortgage Reform Finally On Its Way – Now What?
Credit Crisis Survival Tip – Give Your Mortgage Lenders Stronger Appraisals
Changes Coming in 2009 For Mortgages in California
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