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	<title>Comments on: How to Shop for Your HELOC</title>
	<link>http://www.californiamortgagerate.com/californiacurrent/how-to-shop-for-your-heloc/</link>
	<description>Up to Date Rate Info and More &#124; California Current</description>
	<pubDate>Fri, 18 May 2012 00:50:54 +0000</pubDate>
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		<title>By: Claude Thigpin</title>
		<link>http://www.californiamortgagerate.com/californiacurrent/how-to-shop-for-your-heloc/#comment-56132</link>
		<dc:creator>Claude Thigpin</dc:creator>
		<pubDate>Thu, 15 Sep 2011 14:15:57 +0000</pubDate>
		<guid>http://www.californiamortgagerate.com/californiacurrent/how-to-shop-for-your-heloc/#comment-56132</guid>
		<description>This is certainly quite possibly the most superb blogs Ive go through in a very extended time. The quantity of information in here's wonderful, as if you pretty much wrote the book on the topic. Your blog perfect for anyone who wants to be familiar with this unique topic more. Very good things; please keep it up!</description>
		<content:encoded><![CDATA[<p>This is certainly quite possibly the most superb blogs Ive go through in a very extended time. The quantity of information in here&#8217;s wonderful, as if you pretty much wrote the book on the topic. Your blog perfect for anyone who wants to be familiar with this unique topic more. Very good things; please keep it up!</p>
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		<title>By: Joselyn Maletz</title>
		<link>http://www.californiamortgagerate.com/californiacurrent/how-to-shop-for-your-heloc/#comment-6099</link>
		<dc:creator>Joselyn Maletz</dc:creator>
		<pubDate>Thu, 30 Sep 2010 15:04:54 +0000</pubDate>
		<guid>http://www.californiamortgagerate.com/californiacurrent/how-to-shop-for-your-heloc/#comment-6099</guid>
		<description>http://ezinearticles.com/?The-Upside-of-Refinancing-Equity-Mortgage-Loans&#38;id=3673791</description>
		<content:encoded><![CDATA[<p><a href="http://ezinearticles.com/?The-Upside-of-Refinancing-Equity-Mortgage-Loans&amp;id=3673791" rel="nofollow">http://ezinearticles.com/?The-Upside-of-Refinancing-Equity-Mortgage-Loans&amp;id=3673791</a></p>
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		<title>By: Next Move for Fed Fund Rate Will Be an Increase &#124; California Current</title>
		<link>http://www.californiamortgagerate.com/californiacurrent/how-to-shop-for-your-heloc/#comment-58</link>
		<dc:creator>Next Move for Fed Fund Rate Will Be an Increase &#124; California Current</dc:creator>
		<pubDate>Wed, 27 Aug 2008 05:50:51 +0000</pubDate>
		<guid>http://www.californiamortgagerate.com/californiacurrent/how-to-shop-for-your-heloc/#comment-58</guid>
		<description>[...] To learn more about HELOCs, such as how they are issued and structured, be sure to check out my post from last week. [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] To learn more about HELOCs, such as how they are issued and structured, be sure to check out my post from last week. [&#8230;]</p>
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		<title>By: Five Simple Reasons Why a HELOC Still Makes Sense &#124; California Current</title>
		<link>http://www.californiamortgagerate.com/californiacurrent/how-to-shop-for-your-heloc/#comment-36</link>
		<dc:creator>Five Simple Reasons Why a HELOC Still Makes Sense &#124; California Current</dc:creator>
		<pubDate>Mon, 18 Aug 2008 06:30:45 +0000</pubDate>
		<guid>http://www.californiamortgagerate.com/californiacurrent/how-to-shop-for-your-heloc/#comment-36</guid>
		<description>[...] is common for lenders to offer HELOCs with no application fees or appraisal costs - be sure to also shop around as many lenders offer HELOCs with varying options.  By taking out a HELOC you can save yourself thousands in closing costs and fees by not having to [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] is common for lenders to offer HELOCs with no application fees or appraisal costs - be sure to also shop around as many lenders offer HELOCs with varying options.  By taking out a HELOC you can save yourself thousands in closing costs and fees by not having to [&#8230;]</p>
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		<title>By: Federal Funds Rate Expected to Hold Steady for the Rest of 2008 &#124; California Current</title>
		<link>http://www.californiamortgagerate.com/californiacurrent/how-to-shop-for-your-heloc/#comment-20</link>
		<dc:creator>Federal Funds Rate Expected to Hold Steady for the Rest of 2008 &#124; California Current</dc:creator>
		<pubDate>Wed, 06 Aug 2008 15:45:29 +0000</pubDate>
		<guid>http://www.californiamortgagerate.com/californiacurrent/how-to-shop-for-your-heloc/#comment-20</guid>
		<description>[...] Home &#62;&#62; California Current &#62;&#62; Federal Funds Rate Expected to Hold Steady for the Rest of 2008         &#171; How to Shop for Your HELOC [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Home &gt;&gt; California Current &gt;&gt; Federal Funds Rate Expected to Hold Steady for the Rest of 2008         &laquo; How to Shop for Your HELOC [&#8230;]</p>
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		<title>By: Alan</title>
		<link>http://www.californiamortgagerate.com/californiacurrent/how-to-shop-for-your-heloc/#comment-13</link>
		<dc:creator>Alan</dc:creator>
		<pubDate>Fri, 01 Aug 2008 21:21:45 +0000</pubDate>
		<guid>http://www.californiamortgagerate.com/californiacurrent/how-to-shop-for-your-heloc/#comment-13</guid>
		<description>"Is this quoted rate using a temporarily discounted margin? You want to find out what your margin will be for the life of the loan because HELOCs are adjustable according to prime." 

Good point, I think homeowners tend to overlook this and end up surprised later.</description>
		<content:encoded><![CDATA[<p>&#8220;Is this quoted rate using a temporarily discounted margin? You want to find out what your margin will be for the life of the loan because HELOCs are adjustable according to prime.&#8221; </p>
<p>Good point, I think homeowners tend to overlook this and end up surprised later.</p>
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