Comments on: Qualify for a Home Loan Today

By: Adell Panama

Adell Panama — Wed, 03 Feb 2010 02:01:27 +0000

Kudos from one braniac to another.

By: Dropping Mortgage Rates – Three More Tips to Help You Refinance | California Current

Thu, 18 Sep 2008 06:16:40 +0000

[…] want a chance at refinancing your home loan. Awhile back, I gave you a few tips to make sure you qualified for a home loan. With mortgage rates finally dipping below 6 percent, mortgage applications are surging. But […]

By: Five Tips to Score a Bargain Short Sale | California Current

Five Tips to Score a Bargain Short Sale | California Current — Fri, 05 Sep 2008 04:58:30 +0000

[…] In a short sale transaction, everyone is likely to be at the edge of their seats. Make sure you get properly financed and have the means of actually paying once you find this bargain deal. Again, time is of the […]

By: California Mortgage Fraud Still Prevalent According to Study | California Current

Mon, 01 Sep 2008 05:20:49 +0000

[…] Times are tough, but things could be worse. California median home prices may be dropping but they are still certainly high compared to national standards. But don’t use this as a reason to excuse any type of fraudulent activity. Misrepresenting your income is one of the most common types of fraud. Legally, it’s fraud. Financially, it’s irresponsible. […]

By: HELOC vs. Traditional Second - Which is Right for You? | California Current

HELOC vs. Traditional Second - Which is Right for You? | California Current — Mon, 25 Aug 2008 06:37:13 +0000

[…] and your home. For more information, speak to a mortgage broker in your area and read more about qualifying for a home loan […]

By: Tips for the Self Employed Considering a Mortgage Refinance | California Current

Thu, 21 Aug 2008 04:02:24 +0000

[…] Keep all this in mind months before refinancing so that you will have time to better prepare yourself. I didn’t mention it too much in this post, but your credit and LTV better be in great shape too. The last thing you want is to take additional hits for low credit and little equity. If you were thinking of purchasing a home, start saving for your down payment too - the advertisements you see are typically aimed towards wage earners and lenders will like to see a larger down payment from you. Read more about qualifying for a home loan today. […]

By: 5 Things to Do Before Refinancing | California Current

5 Things to Do Before Refinancing | California Current — Thu, 14 Aug 2008 18:38:50 +0000

[…] By taking these steps, you will simplify the refinance process on your end greatly. Want more information? Here’s another post about qualifying for a home loan in today’s market. […]

By: Want to Buy a Home? Bring Cash. | California Current

Want to Buy a Home? Bring Cash. | California Current — Thu, 14 Aug 2008 18:29:18 +0000

[…] you can’t qualify, all this good news is meaningless. Now, I’ve already mentioned the importance of getting your credit and income prepared, but this market demands one more thing - […]

By: Succeed in California’s Current Housing Market | California Current

Succeed in California’s Current Housing Market | California Current — Wed, 06 Aug 2008 19:25:08 +0000

[…] Bring Your A-Game If you want to get the best deals and pick up a great bargain home - you have to meet or beat the level of your competitors. In this market, the competitors, and the only true players in the game really, are the A-paper borrowers. Sure, people are still getting financed - but with subprime gone and Alt-A having a tough time, you had better make sure you are considered an A+ borrower. As well as saving up for a sizeable down payment, make sure to check out these tips that will make your credit worthiness shine in the eyes of lenders. […]

By: Heindrick

Heindrick — Mon, 04 Aug 2008 16:47:10 +0000

Well credit inquiries are not as significant as your actual credit history itself - but again, especially when guidelines are tight, every last point counts. It’s fine to shop around, just make sure you know where and when your credit is being pulled. Typically, numerous credit inquiries may affect your score around 5-15 points. Out of a scale of 350-850, 5-15 points may not seem like a lot, but it can certainly make or break you in today’s lending standards.