http://www.californiamortgagerate.com Get the information and insight you need to shop and compare loans for the lowest rate. Stay up-to-date with current mortgage rates and details on refinancing, home equity loans, and mortgage loans, plus free customized rate quotes. Copyright 2008 Mon, 16 Jun 2008 10:13:03 -0800 http://blogs.law.harvard.edu/tech/rss Californians will be happy to hear that Congress is trying to up the conforming limit to a more reasonable one for home purchases and refinancing in higher priced neighborhoods. http://www.californiamortgagerate.com/mortgage_strategy/advice/good_news_for_new_home_loans.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/good_news_for_new_home_loans.htm Mortgage Mon, 16 Jun 2008 09:00:00 -0800 Homebuyers looking for a new home loan should investigate the differences between an adjustable-rate mortgage and a fixed-rate mortgage? http://www.californiamortgagerate.com/mortgage_strategy/advice/choosing_the_right_new_home_loan.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/choosing_the_right_new_home_loan.htm Mortgage Fri, 13 Jun 2008 09:00:00 -0800 If you want to increase your purchase power, make sure you get pre-approved for your new home loan. http://www.californiamortgagerate.com/mortgage_strategy/advice/dont_get_lost_in_your_new_home_loans_paperwork.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/dont_get_lost_in_your_new_home_loans_paperwork.htm Mortgage Thu, 12 Jun 2008 09:00:00 -0800 If you want to increase your purchase power, make sure you get pre-approved for your new home loan. http://www.californiamortgagerate.com/mortgage_strategy/advice/prequalification_vs_preapproval.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/prequalification_vs_preapproval.htm Mortgage Wed, 11 Jun 2008 09:00:00 -0800 My lender is charging me "points" for my new home loan. What are they? And why do I have to pay them? http://www.californiamortgagerate.com/mortgage_strategy/advice/understanding_points_on_your_new_home_loan.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/understanding_points_on_your_new_home_loan.htm Mortgage Fri, 23 May 2008 09:00:00 -0800 Why do some mortgage loans require mortgage insurance? http://www.californiamortgagerate.com/mortgage_strategy/advice/mortgage_insurance_for_your_home_loan.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/mortgage_insurance_for_your_home_loan.htm Mortgage Wed, 21 May 2008 09:00:00 -0800 Know what is in your credit report and how it can affect your new home loan. http://www.californiamortgagerate.com/mortgage_strategy/advice/understanding_your_credit_report.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/understanding_your_credit_report.htm Mortgage Mon, 19 May 2008 09:00:00 -0800 A mortgage calculator can help you figure out how refinancing might cushion the blow of mortgage payment increases. http://www.californiamortgagerate.com/mortgage_strategy/advice/can_my_monthly_mortgage_payment_change.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/can_my_monthly_mortgage_payment_change.htm Mortgage Thu, 15 May 2008 09:00:00 -0800 Don't let your credit cards and other debts get out of control! Before it affects your credit, consider consolidating debt through a home equity loan. http://www.californiamortgagerate.com/mortgage_strategy/advice/need_debt_consolidation_help_find_the_answer_at_home.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/need_debt_consolidation_help_find_the_answer_at_home.htm Mortgage Mon, 05 May 2008 09:00:00 -0800 With California among the leaders of the current foreclosure crisis, the California Association of Mortgage Brokers is pushing to raise the conforming loan limit. http://www.californiamortgagerate.com/mortgage_strategy/advice/raising_the_conforming_limit_helps_california_home_loans.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/raising_the_conforming_limit_helps_california_home_loans.htm Mortgage Wed, 30 Apr 2008 09:00:00 -0800 Have you been considering tapping into your home equity for a home improvement loan? Learn about your options and find a solution that fits your needs. http://www.californiamortgagerate.com/mortgage_strategy/advice/home_improvement_loan_options_heloc_vs_second_mortgage.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/home_improvement_loan_options_heloc_vs_second_mortgage.htm Mortgage Fri, 25 Apr 2008 09:00:00 -0800 We're hearing so much about mortgage defaults, but little about mortgage forbearance loans--a possible alternative to home foreclosure. http://www.californiamortgagerate.com/mortgage_strategy/advice/save_your_home_with_a_mortgage_forbearance_loan.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/save_your_home_with_a_mortgage_forbearance_loan.htm Mortgage Thu, 21 Jun 2007 09:00:00 -0800 Those shopping for a new home loan with poor or bad credit may find themselves looking long and hard for the right deal, but the news isn't all bad. There are lenders looking for you, too. http://www.californiamortgagerate.com/mortgage_strategy/advice/getting_a_home_loan_despite_your_bad_credit.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/getting_a_home_loan_despite_your_bad_credit.htm Mortgage Tue, 01 May 2007 09:00:00 -0800 Unless your financial future is secure, think carefully before buying a home with an interest only mortgage. http://www.californiamortgagerate.com/mortgage_strategy/advice/mortgage_combinations_help_bad_credit_buyers.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/mortgage_combinations_help_bad_credit_buyers.htm Mortgage Wed, 27 Dec 2006 09:00:00 -0800