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Mortgage Calculator


Find out how much you'll pay with an interest-only loan versus a standard mortgage, and see if you can save money. Complete the fields below to get started.

Please be aware that your actual payments may vary significantly from this estimate based on your actual mortgage product, interest rate, and term. This calculator is intended is for informational purposes only.


  1. Fill in the total amount you plan to borrow (the principal).
  2. Fill in your interest rate. If you don't have an interest rate, get a rate quote.
  3. Fill in the loan term (the number of years it will take to pay off your loan).
  4. Click Calculate. The amount of you'll pay each month on an interest-only loan and the amount you'll pay each month on a traditional loan will be calculated. Your monthly savings with an interest-only loan will also be displayed.

Interest Only Calculator

Loan Amount:
Interest Rate:
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Loan Term:     Yrs


Interest Only Payment:
Fully Amortized Payment:
Monthly Savings with Interest-Only Loan:
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5/1 ARM:
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Whether you're looking for lenders offering refinancing in California, Florida, or anywhere else, you'll find them in our Lender Directory.

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